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MySmilePlan offers interest free dental payment plans that allow you to spread the cost of dental treatment over 3, 9 or 15 months. Receive the dental treatment you need now and pay over time with no interest - EVER.

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Maintain your patient goodwill by offering an interest free dental payment plan that allows your patients to go ahead with treatment without affecting your cash flow through next day payment on approvals.

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There are over 2800 dentists offering MySmilePlan interest free dental payment plans across the country. Search for an Approved Provider near you and ask for MySmilePlan at the practice.

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MySmilePlan Repayment Calculator




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20% Deposit*
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Fortnightly repayments
Find your local MySmilePlan practice

At the time you make a purchase which is, or is to be, financed under this contract, you must pay us an initial payment (“first instalment”) of 20% inclusive of a $39 Establishment Fee (for 9 and 15 month plans only) and a Plan Management Fee of $3 for the instalment onto your nominated credit/debit card on which you set up your plan. A Plan Management Fee of $3 is applicable for each instalment regardless of the payment method you choose. A credit check is required at time of set up on 9 and 15 month plans. MySmilePlan does not warrant that the payment plan fees indicated in this calculator will be correct as at the day of your treatment and payment plan set up. For full terms and conditions visit

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For Patients


Interest Free Plans - No Interest Ever!

0% interest means you won’t pay more than necessary or be struck with a high interest rate after the first 6 months for your dental treatment.


Pay Over 3, 9 and 15 Manageable Months

Spread the cost of your dental plan over 3 interest free months for up to $500, 9 interest free months for up to $2,000 or 15 interest free months for up to $9,000 and make additional payments to pay it off faster.


Up to $9,000 Covered

MySmilePlan can be used for up to $9,000 worth of General, Cosmetic, Orthodontic & Specialist dental care treatment plans.


Easy Fortnightly Payments

Treatment plans of up to $9,000 can be split into manageable, fortnightly payments that won’t burden your finances.

For Practitioners


Next Day Payment

Uninterrupted cash flow as you receive your funds the day after your patient is approved and has paid their deposit with MySmilePlan.


No Monthly Subscription Fees

There are absolutely no monthly subscription fees to access our systems and support. Nor are there additional per plan establishment fees for new accounts.


Increase New Patient Numbers

On average practices who offer MySmilePlan have experienced a 15% increase in new patient numbers and higher TxPlan acceptance rates.


Minimal Staff Training & No Paperwork

Our application process is entirely online, no paperwork or payslips are necessary and there's minimal staff training required.